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Archive → March, 2010

Student Loans and Tax Benefits

What Are Tax Benefits of Student Loans

College can be expensive. We apply for financial aid, student loans, grant, and scholarships to make sure that we can attend a four year institution for the full four years. Most college students take out at least one student loan during their college career.

The payments on subsidized student loans are deferred until you complete your education. This includes graduate school if you choose to continue your education after college. But, the time will come when you must begin to make those payments and get a job. Continue reading →

How to Begin Scrapbooking



Scrapbooking for Beginners Tips and Ideas

Scrapbooking has been around for ages, but it has recently experienced a surge in popularity. People from all walks of life have discovered the joys of creating albums to showcase their treasured photos and keepsakes. But with all the elaborate scrapbooking techniques and myriad embellishments available, getting started can be intimidating.

The truth is, anyone that can use scissors and glue can scrapbook. And you don’t have to spend ridiculous amounts of money to create attractive pages. With some basic supplies and a little imagination, you can create lovely scrapbooks that will be adored for years to come.

What You Need

You can get started scrapbooking on a small budget. Here are the things you’ll need. Continue reading →

How To Make Chocolate Cake Icing

1 stick of butter

3 tablespoons cocoa

6 tablespoons milk

1 teaspoon vanilla

1 – 16 ounce box of powdered sugar

Melt butter and stir in cocoa. Add vanilla and milk and stir in powdered sugar. Spread on cake.

How to Make Victorian Gingerbread Valentines

Victorian Gingerbread Valentines Recipe

2 1/2 cups unsifted flour
2 teaspoons cinnamon
1 1/2 teaspoon ginger
1/2 teaspoon ground cloves
1/4 teaspoon salt
1/2 cup margarine
1/2 cup packed dark brown sugar
1/3 cup dark corn syrup
1 large egg

In large bowl, sift together flour, cinnamon, ginger, cloves and salt.

Blend together margarine and brown sugar until smooth. Add corn syrup and egg; beat well. Add dry ingredients, about one-third at a time, mixing until smooth after each addition. Chill dough one hour.

Roll out half of dough on lightly floured surface to one-quarter-inch thickness. (Reserve other half for decorations or for a second batch of cookies.)

Using heart-shaped cookie cutter, press out cookie shapes or use knife to cut around a pattern. Place hearts on cookie sheet. Decorate as desired. Bake at 350 degrees for 15 to 20 minutes until golden. Remove and place on wire racks to cool. Store in covered container.